working with a mortgage broker

The silver bullet to problem-solve anything in any market, mortgages included

Since the pandemic ended, a new 'epidemic' has washed over the burning hot Alberta economy. That is, service providers are trying to...

Mortgage Renewal Coming Up? Consider This Before You Sign it Back!

Five years ago you signed a mortgage to buy a home (or renew an existing mortgage). Is your life the same as it was 5 years ago? Has your...

Why Can't a Mortgage Broker 'Just Run Quick Numbers' Without a Full Application?

A number of times over the last few weeks, clients have asked "Can you just run some quick numbers for me, Karri, and tell me how much...

If You Need a Mortgage, You Also Need Cash. Lots of It!

Even though you’re borrowing to buy a home, cash is King. And there remains a great deal of confusion regarding how much cash you need at...

Breaking Up Is Hard to Do, And Now You Want to Buy a House??

Seems that, before the sheets are even cold, the first thing people want to do after a split is buy another house. While understandable,...

Stop Doing Real Estate Over Text! How Extreme Digitization is Costing Homebuyers Thousands

A few days ago I was swapping war stories with a real estate lawyer and wow, the state of 'customer service' out there is kind of...

Is Your Mortgage Pre-Approval Worth the Paper It's Written On?

If your broker (or lender) is running 'back of napkin' numbers on your mortgage pre-approval, well, that's not a pre-approval. That's a...

The 4 (Sorta Messy) Ingredients Required for a Mortgage Pre-approval

Hint: it may or may not include a DNA sample and your first born 👶 Seriously though, the lender needs a ton of documentation before they...