working with a mortgage broker

Mortgage Renewal Coming Up? Consider This Before You Sign it Back!

Five years ago you signed a mortgage to buy a home (or renew an existing mortgage). Is your life the same as it was 5 years ago? Has your...

Why Can't a Mortgage Broker 'Just Run Quick Numbers' Without a Full Application?

A number of times over the last few weeks, clients have asked "Can you just run some quick numbers for me, Karri, and tell me how much...

If You Need a Mortgage, You Also Need Cash. Lots of It!

Even though you’re borrowing to buy a home, cash is King. And there remains a great deal of confusion regarding how much cash you need at...

Breaking Up Is Hard to Do, And Now You Want to Buy a House??

Seems that, before the sheets are even cold, the first thing people want to do after a split is buy another house. While understandable,...

Stop Doing Real Estate Over Text! How Extreme Digitization is Costing Homebuyers Thousands

A few days ago I was swapping war stories with a real estate lawyer and wow, the state of 'customer service' out there is kind of...

Is Your Mortgage Pre-Approval Worth the Paper It's Written On?

If your broker (or lender) is running 'back of napkin' numbers on your mortgage pre-approval, well, that's not a pre-approval. That's a...

The 4 (Sorta Messy) Ingredients Required for a Mortgage Pre-approval

Hint: it may or may not include a DNA sample and your first born 👶 Seriously though, the lender needs a ton of documentation before they...

Does Your Mortgage Broker Apply These 3 Communication Strategies?

If not, your home ownership journey could turn into a nightmare. Why? Because you don't know what you don't know. Poor communication...